Millions of consumers endure expensive payday loans every year. They struggle to pay household bills on time, may incur late fees, and have a negative impact on their creditworthiness. With CashPlease, OneUnited Bank checking account customers get access to short-term loans in small dollars to avoid these damaging consequences.

CashPlease® offers the opportunity to apply online 24/7, with credit funds deposited within 4 hours. There is no credit check. CashPlease has a simple repayment option that is automatically debited from a current account in 3 installments over 3 months. The loans are affordable with reasonable interest rates and fees and offer a dramatic saving over payday loans. The qualifications apply.

“We know our customers’ expectations better than anyone when it comes to unplanned emergency expenses,” Conditions Teri Williams, President & COO. “With 2-day early payment and now CashPlease, we continue to leverage technology to provide services that better meet the financial needs of our community.”

OneUnited Bank, the largest and first black-owned digital bank in America, is working to make financial literacy a core value of the black community through the #BankBlack and #BuyBlack movements.

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Media inquiries: Suzan McDowell, Circle of One Marketing, [email protected], 305-576-3790 or 305-490-9145

OneUnited Bank

OneUnited Bank (, is the largest (largest customer base) and first black-owned digital bank in America, a Minority Depository Institution (MDI) and a Community Development Financial Institution (CDFI), is a ten-time recipient of the US Department of the Treasury’s Bank Enterprise award for its Community Development Loans. Their mission is to be the leading bank for urban communities by promoting financial literacy and providing affordable financial services.

SOURCE OneUnited Bank

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